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Ripple

San Francisco, United States · Founded 2012 · CEO: Brad Garlinghouse · Private · ↗ Website

Ripple Labs, Inc. is a private American technology company specializing in enterprise blockchain solutions for global payments. Their main stablecoin is Ripple USD (RLUSD).

Products

RLUSD active $1.4B
Ripple USD
Fiat Backed

Ripple USD (RLUSD) is a U.S. dollar-backed stablecoin issued by Ripple, providing stability and utility within the digital asset ecosystem.

Key Events

2025-08Settled SEC lawsuit for $125 million fine
2024-12Launched RLUSD stablecoin on XRP Ledger and Ethereum

Overview

Ripple Labs, Inc., commonly known as Ripple, is a private American technology company specializing in enterprise blockchain solutions for global payments. Founded in 2012 by Chris Larsen and Jed McCaleb, the company is headquartered in San Francisco, United States, and led by CEO Brad Garlinghouse.

Regulatory Status

By late 2024, Ripple held over 75 licenses and registrations worldwide, reinforcing its compliance-first strategy. In August 2025, Ripple resolved its legal issues with the SEC, agreeing to pay a $125 million fine.

Key Products

Ripple's main stablecoin product is Ripple USD (RLUSD), launched on December 17, 2024. RLUSD operates on both the XRP Ledger and Ethereum networks, is fully backed by U.S. Treasuries and dollar deposits, and includes monthly third-party attestations.